Pruco Life Term Essential 20-Year is non-participating term life insurance to age 95, policy form PLTIC-2016 or ICC16 PLTIC-2016, underwritten by Pruco Life Insurance Company, Newark, NJ 07102. Minimum issue amount is $100,000. Sample premiums include the $85.00 annual policy fee. Forms and plan provisions may vary by state. Suicide and other limits may apply. Plan not available in all states. All rates subject to underwriting qualifications. Rates effective as of 11/11/2019.